John, I am using a modular now, when I do put one on. And I am liking that style!
I started out a decade ago with a HJC modular... it did not quite fit me right and although it has a brand new face shield on it, I decided to get a proper helmet.
I ended up with a Shoei modular that just fits me awesome...
with the addition of the top of the line EdSets Thunderclap speakers, boom mike, it totalled real close to $1,000
I have never, ever, spent more than $150 on a helmet... but, I started cheap last year, wore it 3 months, and it was so uncomfortable, I went back to Cycle Gear, and they traded me up to a 2nd helmet....
again, no good, so I finally told them, find me one that fits, and I will take that.... ouch, it hurt, but now a year later, I am so glad that I finally decided that "money is no object to safety and comfort".