Taking Care of Business... - Page 2 - Steve Saunders Goldwing Forums

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post #11 of 35 (permalink) Old 07-02-2016, 01:57 PM
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DougW

I just got off of a very long phone call that totally refutes what you just said.

Using a Credit Card the gas stations put a $75 hold on the account.

With Debit Cards, by Federal Law they are not allowed to do that at all.
And I have personal proof of that from my last tour covering 4500 miles on my bike.

I ONLY used my Debit Card, and I filled up at any gas station that came into view.
Shell, Conoco, Standard, Exxon, The Dinosaur ( yep saw and used one ).

Every single time, 2 minutes later my cellphone dings and I have a TEXT message that a transaction has just occurred at the gas station.

I immediately open my Email app and there I can read the full details of how much, the name of the station, and the location of where it happened.

And not once, was the amount different than the exact $ dollar reading on the pump.
And I purposely did not leave that station until I read that Transaction Alert.... if it ever hit me with a hold, I was going to hit the station manager with a very loud threat to sue him... Never needed to, it never happened.

So, what you say is not true anymore, you are talking of history, and it ain't true.

Now, the Credit Cards..... when a Credit Card is used, the gas stations automatically tack on a $75 hold..... I just got off the phone not 20 minutes ago with Jobe05 and he related a trip he made to Florida just a couple of months ago. He used his Debit Card as a Credit Card on his personal account for all of his fuel purchases...

Our bikes don't use much fuel, what, $15 bucks a pop?
yet every time, he used that card, a $75 hold was put on his bank account.
After the 10th time he used it, that special account he had set up for fuel, was maxed out for more purchases.

he called the bank and asked them what happened. They told him that Shell had put a hold on his account for $75 every time he used that card....

He immediately called Shell and threatened them with a lawsuit if they did not immediately release the holds on his bank account...

So, a word of Warning!!!

Do NOT use a Credit Card for your gas purchases.....
Only use Debit Cards.

~ John


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post #12 of 35 (permalink) Old 07-02-2016, 04:11 PM
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I learned the hardway on my trip to N5 where I used my bank card as credit for gas. 11 gas stops amounted to no way home with that card as each stop, Shell oil put a $75 hold on my account for EACH stop. $825 in the account and it took a week and a half to get them to release the holds. All for less than $100 of gas........

When I complained to my bank, they told me as credit, the vendor can put a hold on a set amount. Te Laws are different with Debit, and they can not put a hold on the funds any greater than the purchase, if they put a hold o at all, which most don't as a debit charge is paid immediately.

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post #13 of 35 (permalink) Old 07-02-2016, 05:47 PM
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I guess it depends on your bank and the place of business. Last summer I filled 2- 5 gal tanks with gas, then filled 2- 5 gal tanks with diesel. Took the fuel home, emptied the diesel in a larger tank and went back for more diesel. The card didn't work the 3rd time. Went inside and the guy behind the counter said to leave the card with him and he would start the pump. When I finished and returned he just swiped the card and gave me a receipt. That's when I called the bank to find out what was going on. My bank told me that I had been using it as a debit and the clerk used it as a cc. I just returned from a trip to Utah using my debit as a cc 10 times in 7 days. Starting with my usual 500 limit I never had a problem.

Charlie
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post #14 of 35 (permalink) Old 07-02-2016, 08:03 PM
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I've never had a problem using a debit card.

Of course...
...Usually I just head out with 2 or 3 hundred thousand bucks cash and never have to worry about it. Just give the cashier a hundred and don't bother to go back for the change. Or, leave it for my people to deal with.
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Why ain't we ridin'?
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post #15 of 35 (permalink) Old 07-02-2016, 08:21 PM
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2 or 3 hundred thousand.................can I ride with you?

Charlie
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post #16 of 35 (permalink) Old 07-02-2016, 08:29 PM
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2 or 3 hundred thousand.................can I ride with you?
Have your people call my people.

Why ain't we ridin'?
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post #17 of 35 (permalink) Old 07-02-2016, 08:34 PM
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2 or 3 hundred thousand.................can I ride with you?
As Bike seems to be tired of Dennis's constant nattering and wants some new company on the way to NASSIR I think he would agree to let you ride there on Dennis's wallet.

Advise given here is free and comes with no warranty "Caveat emptor"

Ken.
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post #18 of 35 (permalink) Old 07-03-2016, 08:49 AM Thread Starter
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Dennis? Are planning on being at NASSIR this year... would be great to finally meet you & Bike.

T

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post #19 of 35 (permalink) Old 07-03-2016, 09:41 AM
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Dennis? Are planning on being at NASSIR this year... would be great to finally meet you & Bike.

T
that was what I last heard Bike say.
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post #20 of 35 (permalink) Old 07-03-2016, 09:45 AM
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Most of my bills that are always the same amount each month are on auto-pay the others I just prepay before I leave for my fuel and travel expenses I have separate slush fund account and debit card for the road, just for good measure always carry emergency cash with in a safe place.
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Tell me it can't be done and I will make it happen if I can make or get the parts made
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