I just got off of a very long phone call that totally refutes what you just said.
Using a Credit Card the gas stations put a $75 hold on the account.
With Debit Cards, by Federal Law they are not allowed to do that at all.
And I have personal proof of that from my last tour covering 4500 miles on my bike.
I ONLY used my Debit Card, and I filled up at any gas station that came into view.
Shell, Conoco, Standard, Exxon, The Dinosaur ( yep saw and used one ).
Every single time, 2 minutes later my cellphone dings and I have a TEXT message that a transaction has just occurred at the gas station.
I immediately open my Email app and there I can read the full details of how much, the name of the station, and the location of where it happened.
And not once, was the amount different than the exact $ dollar reading on the pump.
And I purposely did not leave that station until I read that Transaction Alert.... if it ever hit me with a hold, I was going to hit the station manager with a very loud threat to sue him... Never needed to, it never happened.
So, what you say is not true anymore, you are talking of history, and it ain't true.
Now, the Credit Cards.....
when a Credit Card is used, the gas stations automatically tack on a $75 hold..... I just got off the phone not 20 minutes ago with Jobe05 and he related a trip he made to Florida just a couple of months ago. He used his Debit Card as a Credit Card on his personal account for all of his fuel purchases...
Our bikes don't use much fuel, what, $15 bucks a pop?
yet every time, he used that card, a $75 hold was put on his bank account.
After the 10th time he used it, that special account he had set up for fuel, was maxed out for more purchases.
he called the bank and asked them what happened. They told him that Shell had put a hold on his account for $75 every time he used that card....
He immediately called Shell and threatened them with a lawsuit if they did not immediately release the holds on his bank account...
So, a word of Warning!!!
Do NOT use a Credit Card for your gas purchases.....
Only use Debit Cards.