Does making payments, vs. owning your bike effect the way you feel about it? - Page 2 - Steve Saunders Goldwing Forums

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post #11 of 21 (permalink) Old 04-27-2019, 08:19 PM
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Quote:
Originally Posted by AZgl1800 View Post
2 days ago, we got a "check engine light" on the car, a 2007 Pontiac Vibe.
had the code read out, it says 'evap' problem, YouTube says it is a bad fuel cap so going to spend $5 to $15 to get a new one and "fix" the problem hopefully.


take the car to a dealer, and it is $85 minimum here for diagnostics.

Financed or paid cash for your 2007 Pontiac Vibe

Bob
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post #12 of 21 (permalink) Old 04-27-2019, 08:26 PM
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Different strokes for different folks. I'm glad this didn't go down the path of comments areound "if you have to make payments you can't afford it and you should save up for it until you have the cash". I own quite a few bikes and my latest is financed. I can afford it just fine though it's not a $25K new one. My preference is to have my money liquid in the bank and pay my credit union .75% interest on a toy now and then to enjoy. That's just me, may not be the best choice for everyone.


Good thread

Bob
1971 Honda QA50 (gone)
1972 Yamaha JT1 Mini Enduro 60 (YES! I still have it!)
1973 Honda SL175 (gone)
2001 Harley Super Glide
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2007 Honda Goldwing Basic
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post #13 of 21 (permalink) Old 04-27-2019, 08:31 PM
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I have thought about this for a while now, still don't know. I bought an 08 1800 brand new and made payments on it until I totaled it (almost paid for). I of course kept it properly serviced and cleaned it soon after getting home from a ride& waxed often. After it was gone I got the 2010, almost new and paid for in full. I also keep it maintained but don't keep it as clean, sometimes it's a week from ride to ride and I might clean the windshield. I do give a good cleaning eventually but just not right now.

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post #14 of 21 (permalink) Old 04-27-2019, 08:35 PM
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Never financed a bike (or a car, either, for that matter) except for a '71 Impala I bought in '78 for $750. I had enuf $ but I was young (20) and wanted to establish some credit.

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post #15 of 21 (permalink) Old 05-25-2019, 07:57 PM
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Never financed a "toy"
Bikes, boats, you name it. If I couldn't afford to buy it, I couldn't afford to buy it!

Scott in Western PA
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post #16 of 21 (permalink) Old 05-26-2019, 07:56 PM
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I paid cash for the Mighty ST1300 back in '15 but I took out a loan to get the 1200GSA. I hadn't taken a loan in over five years so hopefully it helps my credit score, i'll pay off the loan much earlier that I took it out for
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post #17 of 21 (permalink) Old 05-26-2019, 08:32 PM
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A bike is not a "toy", it's a necessity. I did however, pay cash for my 'Wing.
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post #18 of 21 (permalink) Old 05-27-2019, 06:19 AM
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Quote:
Originally Posted by Bike...and Dennis View Post
A bike is not a "toy", it's a necessity. I did however, pay cash for my 'Wing.
If thats the only way of transportation you are correct.
I also paid $18000.00 cash for my 2008 in 2013, I think. However I financed the 2012 Toyota Highlander which I bought in 2014 due to low 1% interest
I guess to each his own.
I never buy brand new toys . I buy them second hand and keep them till the junk yard or very little life left in them.
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post #19 of 21 (permalink) Old 05-27-2019, 07:38 AM
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Quote:
Originally Posted by detdrbuzzard View Post
I paid cash for the Mighty ST1300 back in '15 but I took out a loan to get the 1200GSA. I hadn't taken a loan in over five years so hopefully it helps my credit score, i'll pay off the loan much earlier that I took it out for
I always referred to my 2003 ST1300ABS as the Mighty ST ! The perfect description for that bike. if not for the top-heavy aspect of it, I may never have bought my Wing.

I just sold it to a member of the STOwners forum.... do you belong to it? It is one of the best forums on the planet.

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post #20 of 21 (permalink) Old 05-29-2019, 09:27 PM
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I really enjoy not having a payment on my bike, however I am not against payments in any way, pretty much all the toys are on payments. In todays world it would take me 1/2 a lifetime to save up the $60k needed for my pontoon boat, $30k for the travel trailer, $15k for the sled, etc etc. not to mention a couple new vehicles to haul all that stuff. Now if my truck was paid for I would probably be riding a new Goldwing, however I don't think I would treat it any different than I do my paid for 82, keep the maintenance up, keep it shined up, and continue to look for ways to spend money upgrading or adding on to it lol...
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