Join Date: Oct 2008
Location: Windham, Maine, USA
When I first read this I also thought telephone scam, then I saw it was a letter from Farmers.
It could be a mistake in the information about the tag number or state of issue. It also could have been a fake tag but in that case, anyone can make a false plate without actually seeing a photo on the web. Paint one from another state, any number.
If the damage is small, exchange info and no police report. Subsequently the other party's insurance reaches out and finds the info is false. They run the registration info and come up with the holder of that plate. Even if there is a report, did the officer actually run the info and verify the bike's VIN against the documentation?
You probably will need to get copies of everything Farmers has and send a formal affidavit with all the formation in your post (wasn't me, wasn't my bike, I was not in CA that day, etc..). Include your registration and perhaps a photo of your bike with that tag on it. I would forward a copy of same to my own insurance company and to the Police Department where this occurred (although without an incident number, they will likely do nothing).
2015 Goldwing - basic black
Previously: GL1200 Standard, GL1200 Interstate, GL1500, Valkyrie, Valkyrie Interstate many other Hondas
Ham Extra Class AC1R
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