I just bought a Gerbing heated jacket online to go with the heated gloves I already own. The price was too good to pass up...$99 for their $249 jacket. The caveat was that the only size they had was a larger size than what I would need as a liner where they recommend the liner being tight close to your skin. I figured for that price I’ll try it out. Got it today, if I was buying a jacket it would be the perfect size (I like my jackets a little big)...as a liner it is definitely big. I’ve ridden around today to try it out. It’s not especially cold today...close to 50 degrees, so hard to tell how it would perform in colder temps. I could feel the heat and it was warm though obviously not as warm as if it was close to the skin as they reccomend. This thing looks and feels like a regular jacket instead of just a liner...is anyone else wearing a liner as if it were a jacket or have any thoughts on this?