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Discussion Starter #1
Was supposed to go to the Illinois Meet & greet but now that got taken out of the picture.
I was going to buy a tent from an individual, stopped at a stoplight , wife was passenger and a guy thought I started to go and he started to go and slammed into us. My wife didn't get hurt but my shins smacked the engine guards and my legs hurt bad enough I couldn't attempt to get up. This was during rush hour. The rack I made for the back of the bike was destroyed and hadn't even carried anything yet. My wife said the lights on the bike of bike were crushed. Bystanders picked bike up and put it on the sidestand , it did not land on me tho my wife thought it did. Had to go to ER to be checked out and came away bruised and sore only. I have a feeling the bike didn't fair so well. I have to go to the tow yard tomorrow to check on it and get all my stuff off it. I have not even got the loan paid off that I got to buy the bike. At least the bank gave it as personal loan as they don't give loans for a bike of that age. I am in kind of a funk because I loved riding and now having a bike right now is up in the air.
 

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OMGarsh Ronnie,


that is just plumb terrible.
do you think the bike is totalled?


guess you haven't really seen it yet?


The guy that hit you, hope he has good insurance and can reimburse you for everything.
 

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Discussion Starter #4
I did not get to see the back of the bike, could see part of the new rack I had made, its destroyed. Wife said its crushed and the rear lights were crushed, she said it looks like he hit rack and car went over the rack in to back of the bike, It felt like a hard hit and I wouldn't doubt that from is screwed, hitch hooked to rear crash guard and saddlebag bars underneath. I will get to go see bike tomorrow and get my stuff off the bike. Hafta wait on the insurance adjuster I guess, never been thru something like this before so I have no clue
 

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you will definitely have to wait for the Insurance Adjuster to give you permission to take the bike home, or him pay you for its' value.


from the description of what you are telling us, it is beyond economical repair.


but, if you find a set of pull offs from a Trike Builder, you can make it new again.
 

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I guess you have kissed the tent goodbye?


be prepared to argue with the insurance adjuster,
he will low ball you by half of what it is worth.
 

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Discussion Starter #7
maybe but I don't want to do that type of work if I can help it, I will take pictures of the bike tomorrow when I go check it out. I hope my wife described it worse than it was
 

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Discussion Starter #8
I didn't get the tent yet, I was about 3 blocks from the address where I was going when it happened. Still getting it, was too good of a deal to pass it up
 

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you will definitely have to wait for the Insurance Adjuster to give you permission to take the bike home, or him pay you for its' value.

from the description of what you are telling us, it is beyond economical repair.
but, if you find a set of pull offs from a Trike Builder, you can make it new again.

Actually, I don't believe you have to wait for the insurance adjust to recover your bike.
If it is in the police impound or the tow company impound, they like to charge by the day for storage so the longer it stays there, the more it will cost to take it off their property. I'd say pick it up as soon as possible. Go there with a trailer and some help to pick it up and lash it down on the trailer. Then take it home or to a dealer for an estimate.


I hope you had full coverage on the bike so you can get a decent payout. It won't be much for an older GL1500 but it is better than nothing.



You can expect to have to replace the saddlebag/trunk stay (sub-frame) and probably the saddlebags.
Most parts can be acquired through salvage yards or hopefully trike shops and or Ebay.
 
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Discussion Starter #11
The police had a tow company pick bike up, I have full coverage and the guy who hit me has State Farm. I am getting ready to go to get police report and go check on my bike. I just got that Merkel insurance that I saw hear on the forums a few months ago, guess I will find out about how good they are very soon, full coverage cheaper than Geico was giving me for the state minimum
 

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Since you are in a different state, I can not say unequivocally that the officer may be mistaken about the insurance company making accusations that you did something fraudulent.

But, I have had three instances here in Washington state where I had the bike in my possession and had no issues. Twice I had accidents and rode the bike home. Most recently, I had to pick it up from the tow company's holding facility.

Each of the three times I took the bikes to the Honda dealer for an estimate on repairs.


The first instance was when my bike went down an embankment and sustained damage to most of the plastic.

The second instance was when I hit a deer and did not go down.

The third was when the bike left fork tube contacted the right rear of a cars bumper and went down hard.

Each time I maintained possession of the bike and two of those times I did all the repairs myself. My insurance is State Farm. They compensated me very well in covering the damage.

I am sure it is State Farm you will be dealing with since the individual that hit you was covered by State Farm. As long as he had collision insurance, you should be in good shape.
 

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On my '94SE which was totalled out in 2008, my personal Insurance Adjuster took care of everything even though the lawsuit took almost 3 years.


Then at the end, when the lawsuit was over, and the insurance company wanted to get "their money back" out of "my award", my lawyer said "uh no, that is what insurance is for, you can't do that"


in my case, the bike was insured for "Replacement Value" and I had papers to prove everything, they cut my asking price by $0.01 because "we never allow the full owner's request"...
I thought that was funny.


I had the bike valued at $10,000 with documents to prove it was worth more than that, and weblinks to resale prices showing similar bikes going for more than that at the time.
 

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It's a real PITA about the bike, but whenever someone is in a motorcycle accident and gets to walk away, it's a glorious day. For some reason this summer a lot of bikers in my area never got a chance to see a new sunrise.
 

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I am sure it is State Farm you will be dealing with since the individual that hit you was covered by State Farm. As long as he had collision insurance, you should be in good shape.

Doesn't matter if he has collision coverage or not - his personal liability/property damage coverage is what covers the other person's damages. Collision would only fix the front of his own car...
 

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those pix don't give us a nice 3D feel for how bad the saddle bags got dinged.


did you open them to see if the hinges are still aligned, and the mating surfaces still meet up?


that rack may well have prevented harsher damage to the bike.
 
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