Enough Said.:claps::claps::claps:I don't know what the answer is, but all I know is that there is NO WAY I would spend thousands of dollars on a bike until I test drive it. At least once.
It does sound far-fetched.This may sound far fetched, and it probably is, but when faced with the possibility of a huge loss, I would even consider getting an attorney involved, to make sure this person had the resources to pay for the bike if they damaged it, and that they signed a legal document agreeing to pay for it if they damaged it.
You might want to talk to your insurance agent. A long time ago, I ask mine about who is responsible if I lent my vehicle to a friend or family member. My agent said that it is the vehicle OWNERS insurance not the individuals (who ever is driving yourvehicle) insurance that provides the protection. At least that is the way it is in Illinois.JerryH wrote:It does sound far-fetched.This may sound far fetched, and it probably is, but when faced with the possibility of a huge loss, I would even consider getting an attorney involved, to make sure this person had the resources to pay for the bike if they damaged it, and that they signed a legal document agreeing to pay for it if they damaged it.
if the motorcycle in question is a rarity, one-of-a-kind, or worth something over $50,000 then you need to be more certain of the sincerity of the person wanting to ride it.
Anything less than that, normal liability and comprehensive insurance applies. I've got mine, you've got yours, and if something happens it just gets solved. No one's rates would go up in the case of the state of California.
But are we all focusing on just messing up the bike? Bit narrow focus perhaps?
Even if your bike was being test-ridden and t-boned a car, or hit a person, so long as responsible people are in play, it's covered.
I guess that's what this is boiling down to - are YOU being a responsible enough person to check and make sure the OTHER person is cut from the same cloth. If you're NOT doing your due-dilligence, then - shame on you. Something will catch up to you if you keep that behaviour going.
If you are doing you due dilligence, snapped a photo of the person's DL, and saw that they have liability insurance on whatever vehicle carried them to you, then you're pretty set.
Getting an attorney to write a contract over a test rideof a 4-digit value item? Uhhhhhh, no.![]()
The insurance claim follows the owner here too. Tickets follow the driver / rider. Rates could double or triple if there is a major claim. Over a five year period that could add up to a five figure tab added to the base rate. You might even get denied insurance.rgbeard wrote:You might want to talk to your insurance agent. A long time ago, I ask mine about who is responsible if I lent my vehicle to a friend or family member. My agent said that it is the vehicle OWNERS insurance not the individuals (who ever is driving yourvehicle) insurance that provides the protection. At least that is the way it is in Illinois.JerryH wrote:It does sound far-fetched.This may sound far fetched, and it probably is, but when faced with the possibility of a huge loss, I would even consider getting an attorney involved, to make sure this person had the resources to pay for the bike if they damaged it, and that they signed a legal document agreeing to pay for it if they damaged it.
if the motorcycle in question is a rarity, one-of-a-kind, or worth something over $50,000 then you need to be more certain of the sincerity of the person wanting to ride it.
Anything less than that, normal liability and comprehensive insurance applies. I've got mine, you've got yours, and if something happens it just gets solved. No one's rates would go up in the case of the state of California.
But are we all focusing on just messing up the bike? Bit narrow focus perhaps?
Even if your bike was being test-ridden and t-boned a car, or hit a person, so long as responsible people are in play, it's covered.
I guess that's what this is boiling down to - are YOU being a responsible enough person to check and make sure the OTHER person is cut from the same cloth. If you're NOT doing your due-dilligence, then - shame on you. Something will catch up to you if you keep that behaviour going.
If you are doing you due dilligence, snapped a photo of the person's DL, and saw that they have liability insurance on whatever vehicle carried them to you, then you're pretty set.
Getting an attorney to write a contract over a test rideof a 4-digit value item? Uhhhhhh, no.![]()